CLICK HERE for SSO Board of Governance Policy

South Shore Opportunities is a non-profit community organization that can help entrepreneurs in any stage of their business.

Have an idea? Come talk with us in confidence about how to investigate to see if it’s the right idea for you!

Just starting out? Come see us and we can help with market research, business planning, financial projections and more!

Need to Expand? Drop by and work on an expansion plan. Whether that includes learning how to export, introducing new products to the market, or simply streamlining your business, we can help!

Thinking about selling? Pop in to find out the steps necessary to sell your business, where to find potential buyers, where to advertise your business, and anything else you need to know about selling your business. 

Just have questions? Contact us either by dropping into one of our two office, send us and email, or phone us! We can try and answer all of the questions you have. No matter how big or small, South Shore Opportunities is there to help!

If after all your business planning you need financial resources to help your venture get off the ground, South Shore Opportunities can help with that too! We offer financing of up to $150k! Take a look at our loan products, here, and see what best fits with you.

Our loan decisions are made by a volunteer board of directors, comprised of local business folks, just like yourself! All of our loan decisions are made face-to-face, right here in Lunenburg and Queens counties. 

Avoid the pitfalls most entrepreneurs fall into, South Shore Opportunities can help you with the important steps in starting your own business.

Come speak with a Business Officer today, we want to help!



Grant Oxner


Business Officer

Grant joined South Shore Opportunities’ community based business help in 2011. Grant’s working career includes managing sales in  the retail industry and working in the lending industry.  He also  has a long history with Sunlife Financial , beginning as a self-employed advisor for many years followed by moving into various customer service related positions as an employee and finishing his Sunlife career as an ombudsman.  Grant also has contributed to his community as a municipal councillor.  Some of his volunteer work has included being a past president of a parent, teacher, student high school association,  chairing a committee working to bring internet to rural NS and being vice-chair of a community based economic development organization.  Grant looks forward to each day to use his skills to work with people in a meaningful way.

Alyssa Little, BBA

Business Officer

Alyssa joined South Shore Opportunities in Fall 2017, bringing with her a Bachelor of Business from Memorial University and several years of retail management experience in rural Nova Scotia. Alyssa is a volunteer with Junior Achievement NS and sees the skills it helps to develop for our youth. She is keen to encourage young people like herself, in Queens and Lunenburg counties, to consider owning their own business. Outside of the office, Alyssa enjoys to spend time at home caring for her very hyper German Shorthaired Pointer, Mack, and also looking after her flock of chickens (with hopes to add more animals in the future). And once the animals are taken care of, she enjoys hopping on the trails with Kris in their side by side, or taking a road trip and exploring what rural Nova Scotia has to offer! Alyssa enjoys living in Queens county, and is eager to help in the development of her community.

**Alyssa is currently off on maternity leave, increasing the population of Queen’s County one baby at a time. Please contact the office to speak with another business officer**

Royce Winsten

Business Officer

Royce joined South Shore Opportunities in 2019 with an undergraduate degree in Economics from Connecticut College, New London, CT; and an MBA from the Fuqua School of Business, Duke University, Durham, NC. His professional background includes multiple start-ups, a stint on Wall Street, and service as the Chairman of the Board of a publicly-traded chain of retail stores in the US. Royce is a naturalized Canadian citizen and very happy to live in Nova Scotia’s beautiful South Shore.

Pat Patterson, Office Manager

Pat joined South Shore Opportunities in May 1993 as Office Manager.  Pat maintains the recordkeeping, does administration on the loan files and generally cares about everyone.

Laura Ward, Administrative Assistant

Laura Joined the South Shore Opportunities team in May of 2019 as their administrative assistant in the Liverpool office. Laura brings a combination of administration and customer service to the team and graduated from NSSC with a diploma in Business Administration- Accounting concentration. She looks forward to continuing her career with South Shore Opportunities and welcomes everyone who stops by the Liverpool office.

Krista Harding, BBA, CPA, CMA

Executive Director

In 1992, Krista Harding was appointed the Executive Director , serving both Queens and Lunenburg counties. She is a Certified Management Accountant and also holds a  certificate in Public Administration.  Prior to her present employment, Krista performed various financial roles with Mobil Oil, several fish processing companies, a video game production company, and municipal government. Krista has first-hand knowledge of entrepreneurship, having been president and marketing manager of Har-Wen Farms Limited , a small oyster farming business which exported products world wide for 18 years.   She now has a new business, a farming adventure .  In her spare time, Krista enjoys cross-country skiing  and swimming.


Queens County

7A Henry Hensey Drive, Liverpool, NS
Drop by for a visit! Located in the waterfront parking lot (building  directly off the Bridge).
Regular hours:  Mon-Fri  9:00 am to 4:30 pm

Lunenburg County

373 King Street, Bridgewater, NS
Regular hours: Mon-Fri 9:00 am to 4:30 pm

For business service in both counties, if it is more convenient for your business, please contact us and a Business Officer can come directly to your business to discuss your business expansion or start-up needs. As well, appointments may be made for times outside general office hours if that is most convenient.


*Help finding work or training in Queens County is no longer offered by South Shore Opportunities.*

Employment Solutions Society offers help finding work or training.  For your convenience Employment Solutions offices are located in the same place as South Shore Opportunities.  Brad Whynot and Darlene Whynot are now joined by several other people to assist you finding work or training.

Telephone:  902-356-2039      Website:



South Shore Opportunities is governed by volunteer business minded individuals of Queens and Lunenburg counties.

A copy of the Board Governance Policy can be found here:


A copy of the 2017-2018 Annual Report can be found here:

The Board of Directors can be contacted via :

Mail:   P.O. Box 1204 Liverpool, NS B0T 1K0               Email:

Please be aware that direct solicitation for financing by an applicant to a member of the Board of Directors will deem that member ineligible to participate in decision-making on the financing application.   All applications for financing are made through staff and are reviewed by the Board of Directors.

CBDC is funded in part from a contract with Atlantic Canada Opportunities Agency.